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Structured Living. Proven Over Time.

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Posted on June 2, 2026

Debt Elimination | Month 2: -$731,826

Another month down. This first full month of the series ended up being the biggest debt paydown that Iโ€™ve made so far, not just in this new journey, but in my entire life. This one was much quieter than last month, but that might actually be the point. Last month was the launch. It was …

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Posted on May 11, 2026May 11, 2026

When Your Budget Breaks, Do Not Break With It

My recent budget break started with what was supposed to be a simple trip to my rental property in Birmingham. The tenant reached out because the oven was not holding heat. This oven had already been repaired once, so I knew there was a real chance I would be looking at a full replacement. That …

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Posted on May 11, 2026

Debt Elimination | Month 1: -$738,575

One month down, and it was a wild one. This first full month of the series ended up being the biggest debt paydown Iโ€™ve made so far, not just in this new journey, but in my entire life. Was I a little overzealous? Probably. Was it worth it? Time will tell. But one thing is …

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Posted on April 9, 2026April 9, 2026

Is the FMVA Worth It? My Honest Review

Corporate Finance Institute: FMVA Certificate

Proverbs 18:15โ€œThe heart of the prudent acquires knowledge, and the ear of the wise seeks knowledge.โ€ The Starting Point: Not Burned Outโ€ฆ Just Off Purpose I was working a job that, on paper, was fine. Good environment. Stable. No real complaints. But something was off. It wasnโ€™t burnout. It wasnโ€™t stress. It was a lack …

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Posted on April 3, 2026April 7, 2026

Wealth Snapshot | Month 0: $52,662

Now that the month has wrapped and the dust has settled, with payments actually hitting where theyโ€™re supposed to, itโ€™s time to take a real look at where we stand. So letโ€™s break down the current state of our net worth, or whatโ€™s left of it. Iโ€™ve been using Monarch Money to track everything instead …

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โ€œThe plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.โ€

Proverbs 21:5

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