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Structured Living. Proven Over Time.

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Posted on July 6, 2026July 6, 2026

Debt Elimination | Month 3: -$727,929

Another month down. This is the Month 3 debt update, and unlike the wealth snapshot, I did go back and update the debt paydown for May and June. That means this series now has a cleaner month-by-month view of the actual debt movement instead of skipping straight from Month 0 to Month 3. The current …

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Posted on July 5, 2026July 6, 2026

Wealth Snapshot | Month 3: $110,668

Now that Month 3 has wrapped and the payments have actually posted, it is time to get back to the full picture. The last wealth snapshot I posted was Month 0 back in early April, so this update is not a normal monthly check-in. I did not post wealth updates for May or June, which …

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Posted on June 2, 2026

Debt Elimination | Month 2: -$731,826

Another month down. This first full month of the series ended up being the biggest debt paydown that Iโ€™ve made so far, not just in this new journey, but in my entire life. This one was much quieter than last month, but that might actually be the point. Last month was the launch. It was …

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Posted on May 11, 2026May 11, 2026

When Your Budget Breaks, Do Not Break With It

My recent budget break started with what was supposed to be a simple trip to my rental property in Birmingham. The tenant reached out because the oven was not holding heat. This oven had already been repaired once, so I knew there was a real chance I would be looking at a full replacement. That …

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Posted on May 11, 2026

Debt Elimination | Month 1: -$738,575

One month down, and it was a wild one. This first full month of the series ended up being the biggest debt paydown Iโ€™ve made so far, not just in this new journey, but in my entire life. Was I a little overzealous? Probably. Was it worth it? Time will tell. But one thing is …

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โ€œThe plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.โ€

Proverbs 21:5

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